I play FIFA, actually I try to play both, but I was bored of PES 2015 pretty quickly. All because of FIFA. About the player individuality; both games do not really reflect this very well. All players (apart from some players with their own specific run animations) feel the same to me.
Lets wait for the demo of PES and we can make our own judgement. About the resources, yes you are right. But does that mean they can't do the replays a little bit different, more TV-style like? And make some decent in-game menu's as well as adding a little bit more, like referees with the spray paint can? I doubt this will cost that much resources. Then again, I am not a developer, so I wouldn't know. I do know Madden/Tiburon have a sh*t load of resources and even they don't implement a ton of stuff (like the refs actually seen trowing the yellow flag on the field). Anything is possible if devs use their resources in a better way. They are just not willing to or they simply overlook it.